Heard back from the insurance co about my bike.

Kinja'd!!! "Pixel" (Improbcat)
05/12/2016 at 09:17 • Filed to: None

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And all I can say is that if you have a motorcycle, look into Progressive.

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I knew going into it that there was a 99% chance the bike was a total, given there were gouges in multiple parts, including on the engine. What shocked me was what they offered me. For a 1996 Suzuki GS500E in “meh” condition, I was told it was valued at $1318 with the custom parts I have. The final offer of me keeping the bike(no salvage title) was $1125.25 after my deductible.

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So basically I’m in exactly the same place I was last week, same bike, same title status, etc., but I am $1100 better off.

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That’ll make a nice down payment on another bike. I’ve decided not to keep this one, as I’d have to wait to heal, then fix it, *then* I’d be able to ride again.

So, anyone want to by a slightly battered bike cheap?


DISCUSSION (14)


Kinja'd!!! Manny05x > Pixel
05/12/2016 at 09:21

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Did you fall? Hope you feel better.


Kinja'd!!! Pixel > Manny05x
05/12/2016 at 09:23

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Yep. Broke my collar bone , but it is healing.


Kinja'd!!! Biggus Dickus (RevsBro) > Pixel
05/12/2016 at 09:27

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Edit: Maybe I can’t see the full extent of the damage but it looks like all you NEED is a new handlebar and mirror? probably $100 in parts and a Saturday afternoon. Seems worth keeping to me.

When my monster got hit, their insurance company (Geico) valued it at $3,000 and gave me the max payout of $2,400. I paid $2,200 for it. Thanks for buying me a motorcycle Geico!


Kinja'd!!! Party-vi > Pixel
05/12/2016 at 09:27

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My dad highsided (high-side’d?) off his ZZR1200. With the check he got from GEICO he was able to purchase a new frame, fairing, and other bits to rebuild his bike while having enough money left over for an engine rebuild. It helped that Campagna used ZZR’s for their T-Rex production back then, so they had a lot of spare parts laying around.


Kinja'd!!! Pixel > Biggus Dickus (RevsBro)
05/12/2016 at 09:39

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The engine is running roughly(it ran on it’s side until it stalled out while I was getting myself out from under the bike), and I haven’t checked for bent forks. I mostly just don’t want to have to deal with the project given how many other projects are stacking up due to the busted collar bone.

I paid $850 for this bike, and have about $1200 into it with the parts I’ve bought for it, so I’m in about the same place.


Kinja'd!!! Biggus Dickus (RevsBro) > Pixel
05/12/2016 at 09:44

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Not sure why it would be running rough. What are you looking at replacing it with?


Kinja'd!!! Matt Nichelson > Pixel
05/12/2016 at 10:21

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Glad to hear you had a good experience with them. I handled autos and hardly anybody I had liked the values we gave them.


Kinja'd!!! BobintheMtns > Pixel
05/12/2016 at 10:33

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After I laid my bike down it was running really rough too.. But after digging into it, it seemed that the carb floats got knocked out of alignment from the impact, causing it to run waaay rich (And shitty). I'd check that first....


Kinja'd!!! Hammerdown > BobintheMtns
05/12/2016 at 11:08

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I would guess that’s the cause. Carbs don’t like to be on their side. I doubt you could do any serious engine damage from it running on its side until the carbs emptied.

As others have said you can’t really even tell it was laid down. I personally wouldn’t have turned it in to insurance, but since you have already done that, I’d fix it before selling it. If you say it’s been laid down and not touched since then you’ll get beat up bad on the sale price. However, a scuffed motorcycle in good running condition will bring decent money.


Kinja'd!!! Hammerdown > Pixel
05/12/2016 at 11:10

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This looks like $40 bucks and a Saturday fix. Bars for a GS500 are less than 20 bucks. Find some cheap replacement/aftermarket mirrors, hit the engine with some high temp paint and it looks good to go.


Kinja'd!!! MonkeePuzzle > Pixel
05/12/2016 at 11:17

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So, anyone want to by a slightly battered bike cheap?

yes!

lemme check with the wife, as I sold my Ninja 500 at her request.... oh nevermind, she read my mind and said no before I could even ask


Kinja'd!!! Pixel > Biggus Dickus (RevsBro)
05/12/2016 at 11:24

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Something more upright/cruiser in stance. The slightly hunched posture got old driving the hour up to Boston. Plus since the posture requires me to take some of my weight on my arms, I’d have to wait even longer into the healing process to ride it than a bike with a different posture.


Kinja'd!!! Biggus Dickus (RevsBro) > Pixel
05/12/2016 at 11:55

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SUMO!


Kinja'd!!! BobintheMtns > Hammerdown
05/12/2016 at 12:44

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Well it’s true that carbs don’t like to be on their side, but what I was talking about is the floats’ adjustment... The floats in the bowl have to in the correct position- if floats are too high, then too much fuel in bowl=runs rich.. If the floats are too low, then too little fuel in bowl=runs lean.... To *adjust* the floats is usually a matter of bending/tweaking the arms that hold the floats in place.. if there’s a sudden impact, the force can bump the floats out of position.... and your fuel/air mixture is now jacked....